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Comprehensive Financial Planning
A common "roadblock" for today's investors is that many of them do not have a clearly defined strategy for reaching their financial objectives. If an investor that is saving and accumulating significant assets does not posess a clear picture of their goals, how can the value of these assets be realized? Without an understanding of their destination, these investors are simply "lost but making good time".
At Life Values Financial, we recognize the importance of developing a financial roadmap complete with a stated purpose and destination. Our planning takes into consideration all aspects of our clients' unique financial situation and tailors a plan based on their specific goals and objectives. We begin each relationship with a discussion of what the client values about the resources with which God has blessed them, and what they hope to accomplish financially based on these values.
Asset Management
Our services continue with providing professional management of your investment portfolio. At Life Values Financial, we place an emphasis on upholding our clients' moral convictions through their investments. We utilize a screening process called Morally Reponsible Investing (MRI) to ensure that our clients' money in no way supports practices such as abortion, pornography, anti-family entertainment, etc.
Our morally responsible investment services enable our clients to maintain the sanctity of life while simultaneously putting them in a position to achieve their financial goals through competitive returns.
Retirement Plan Analysis
For most investors, the majority of retirement savings accumulate in company retirement plans- 401(k), 403(b), 457, etc. Therefore, it is imperative that your retirement assets are properly allocated and diversfied according to your needs and risk tolerance. Our services include providing a detailed review and analysis of your company plan offerings to ensure that you are maximizing the potential for your retirement account to grow and provide the support you will need in the future.
Education Planning
We need to embrace this fact- our children are our future. And how we educate them will play a huge role in determining their overall success. Unfortunately, the cost of sending your children to college is very considerable, and is growing at a faster rate than inflation. With that in mind, at Life Values Financial, we place a strong emphasis on saving for your children's education and will provide you with an analysis of their projected college expenses. Then, we will work to incorporate a detailed education savings strategy into your overall financial plan.
Insurance Planning
A vital part of the planning process is ensuring that our clients have the proper financial protection should any unforseen event take place. An alarming number of Americans are underinsured in various areas that truly need to be safeguarded. Whether it is providing security to your dependents through life insurance, or making certain you have adequate long-term care coverage, we thoroughly evaluate your level of financial protection and identify areas in which your coverage may be lacking. As they say in the sports world, "defense wins championships"- and at Life Values Financial, making sure our clients' financial plan includes sufficient protection is always a priority.
Estate Planning
Recent studies have estimated that over the next 50 years, $41 trillion will be transferred from one generation to the next. While it isn't something many people wish to think about, preparing for the transfer of your personal wealth requires proper planning and consideration.
At Life Values Financial, we work to ensure that your legacy of wealth is passed on, to its fullest extent, in a manner that truly reflects your values. Along with an estate planning attorney, we assist our clients in reducing their potential estate taxes and probate fees and making sure your assets are distributed according to your utmost wishes.
The lasting impression that we leave on those around us when we pass from this life is invaluable. What legacy do you wish to leave?
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